Michigan Medicaid Planning Lawyer
Protect Your Future with Medicaid Planning
At Rutkowski Law Firm, we help Michigan families preserve their assets while ensuring they receive the long-term care they need.
Trusted by Over 450 Clients with a 4.9 Star Rating
I contacted this practice for questions regarding my elderly mother. Angie was very caring and helpful, providing information and advice.
This practice is amazing. I was calling for information for my mother's elder care legal situation. She is in Indiana and no other firm would talk to me since I am here in Michigan. Kevin put me on hold and came back with resources for me in Indiana with helped us tremendously! Very impressed. I would use and recommend them in a heartbeat. Highly recommend!
Estate Planning for Michigan Families
Don't leave your family with a useless binder.
Most firms hand you a template and expect you to do the work. We provide a Done-For-You process that handles Trust Funding and Asset Protection.
We specialize in protecting your home from the 5-Year Medicaid Look-Back, ensuring your house stays in your family and out of the state's hands. Plan now so you never become a burden to those you love.
For a Call Back: Pick a time for a quick, 15-minute phone call with our intake team. They will gather your basic details and schedule your strategy session with our Customer Success Director. No tech degree or legal preparation required.
Michigan Medicaid Planning Firm Serving Clients Throughout the State
Long-term care planning, also known as Medicaid planning, is for people who are healthy now but want to ensure that, if they become incapacitated, they will be able to get the care they need without losing their life savings.
- Medicaid Crisis Planning
If you or a loved one is already in a nursing home and facing high costs, we can provide emergency Medicaid strategies.
- Medicaid Eligibility Planning
Our attorneys help you legally structure your assets to qualify for Medicaid benefits while preserving your wealth.
- Long-Term Care Asset Protection
We develop strategies to protect your assets from the high costs of nursing home care and medical expenses.
- Irrevocable Medicaid Trusts
Set up an irrevocable trust to transfer assets and maintain Medicaid eligibility without sacrificing your estate.
- Medicaid Divorce
In rare cases, couples consider divorce to protect the healthy spouse’s assets.
- Lady Bird Deeds
Use an Enhanced Life Estate Deed to transfer property while avoiding Medicaid estate recovery and probate.
- Spend-Down Strategies
We guide you through legal ways to reduce countable assets to meet Medicaid’s financial qualifications.
- Special Needs Planning
Create trusts to provide for loved ones with disabilities while preserving their government benefit eligibility.
- Veterans Benefits & Medicaid
We help veterans and their spouses coordinate VA benefits with Medicaid planning for long-term care coverage.
- Healthcare Power of Attorney
Ensure a trusted person can make medical decisions on your behalf in case of incapacity.
- Funeral & Final Expense Planning
Prepay funeral and burial expenses to reduce countable assets for Medicaid eligibility.
- Gifting & Asset Transfers
Understand Medicaid’s five-year look-back rule when transferring assets to loved ones.
- Appealing Medicaid Denials
If your Medicaid application is denied, we can help you appeal and fight for the benefits you deserve.
Virtual Medicaid Planning Process
Our promise to you: A lifetime of education and support for you and your family. We guide you through every step of Medicaid planning to ensure you receive the care you need without sacrificing your assets.
Education & Initial Meeting
- Watch Rutkowski Law Firm welcome email video
- Attend a virtual workshop
- Participate in a Rutkowski Law Firm CE Course
Virtual Initial Consultation
- Discuss your family goals and concerns in more detail
- Get your questions answered
- Make a decision and sign fee agreement
- Introduction to Medicaid Legal Team
Medicaid Planning Meeting
- Confirm Medicaid strategy with Legal Team
- Provide and review requested documentation
- Provide assistance with nursing home placement when needed
Submit Medicaid Application
- Apply for Medicaid benefits with normal nursing home application once all documents are received
- *Preferred Medicaid application timeline: Within 30 days
- OR apply with a retroactive application after 30+ days if necessary
Response Time from Medicaid
- Medicaid has 45 days to respond once application is submitted
- May receive denial for Medicare cost share — DO NOT PANIC
- Medicaid mailings and requests for more documents may occur
Medicaid Decision & Annual Redetermination
- Determination notice is sent from Medicaid
- Communication from our firm about decision and next steps
- Annual redetermination starts one year after approval
- Must show Medicaid recipient is still eligible for benefits
- Our firm is here to guide you through the first year and beyond
Medicaid Planning Guide
Long-term care costs can quickly drain your savings, but Medicaid can help cover nursing home, assisted living, and in-home care expenses. With proper planning, you can qualify for benefits while protecting your assets and ensuring financial security for your loved ones.
Download our Free Medicaid Planning Guide to learn how to navigate the application process, meet eligibility requirements, and avoid costly mistakes. Take control of your future—get your free guide today!
Common Questions About Medicaid Planning
Guiding the Firm, Protecting Families
Whether you need a will, trust, asset protection plan or are in need of medicaid crisis planning, our team is here to help! We are dedicated to providing you with the best legal representation possible. Call us today to book your consultation.
Meet the Whole Team
Our Offices
Is your estate plan a "death document" or a "life document"?
Why a standard Will or Trust isn't enough to protect your savings from the $12,000/month cost of long-term care.
Founder / Attorney
Private Pay vs Planning Ahead - How Early Strategy Changes Your Options
Long-term care doesn’t have to drain everything you’ve built. Timing and strategy make the difference.
Founder / Attorney
Does Your Power of Attorney Actually Work for Medicaid Planning?
A missing clause in your Power of Attorney could cost your family thousands in care costs. Here's what to check—before it’s too late.
Founder / Attorney